Long term disability insurance is insurance that will pay a portion of an employee’s salary if he or she is unable to work for more than 90 calendar days due to a non-work related accident, injury or illness.  All benefit eligible employees receive the basic benefit (40% of monthly base pay with a maximum monthly payout of $1,250).  Additional coverage options are available.  See below for more information.

Long Term Disability Information Flyer

LTD Coverage Option Summary